:root{--brand-blue:#3b98c5;--brand-blue-dark:#2175a6;--brand-green:#4fa132;--ink:#2b335c;--muted:#616161;--card-radius:1.75rem}body{color:var(--ink);background:#f3f6fa;font-family:Segoe UI,system-ui,sans-serif}a{text-decoration:none}.navbar{background:#fff;padding:14px 0;box-shadow:0 2px 10px #0000000d}.navbar-brand{color:var(--brand-blue-dark);font-size:1.4rem;font-weight:800}.navbar .nav-link{color:var(--ink);font-weight:500}.navbar .nav-link:hover{color:var(--brand-blue-dark)}.hero{background:linear-gradient(-45deg,var(--brand-blue-dark),var(--brand-green),#205072,var(--brand-blue));background-size:400% 400%;padding:clamp(40px,8vw,90px) 16px clamp(60px,10vw,110px);animation:18s infinite hero-gradient}@keyframes hero-gradient{0%{background-position:0%}50%{background-position:100%}to{background-position:0%}}.typing-headline-wrap{text-align:center;align-items:center;max-width:760px;margin:0 auto;font-size:clamp(26px,5vw,48px);line-height:1.25;display:grid}.typing-headline{font-size:inherit;line-height:inherit;grid-area:1/1;margin:0;font-weight:700}.typing-headline-ghost{visibility:hidden}.typing-headline-visible{color:#fff}.typing-headline-visible:after{content:"|";margin-left:2px;animation:1s step-end infinite blink}@keyframes blink{0%,to{opacity:1}50%{opacity:0}}.hero-subtitle{text-align:center;color:#ffffffd9;max-width:560px;margin:10px auto 0;font-size:clamp(14px,2vw,17px)}.wizard-wrap{z-index:2;max-width:640px;margin:-56px auto 0;padding:0 16px 60px;position:relative}.wizard-card{border-radius:var(--card-radius);background:#fff;padding:clamp(20px,4vw,40px);box-shadow:0 20px 50px #141e3c2e}.progress-ring-wrap{justify-content:center;margin-bottom:18px;display:flex}.progress-ring{border-radius:50%;justify-content:center;align-items:center;width:84px;height:84px;transition:background .6s ease-in-out;display:flex;position:relative}.progress-ring-inner{background:#fff;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;width:68px;height:68px;display:flex;position:relative}.progress-ring-percent{color:var(--ink);font-size:15px;font-weight:700}.step-dots{justify-content:space-between;align-items:center;padding:4px 2px 22px;display:flex;position:relative;overflow-x:auto}.step-track{z-index:1;background:#e5e9f2;height:4px;position:absolute;top:19px;left:4%;right:4%}.step-dot{z-index:2;background:var(--brand-blue);color:#fff;border:3px solid #fff;border-radius:50%;flex:none;justify-content:center;align-items:center;width:clamp(28px,7vw,40px);height:clamp(28px,7vw,40px);font-size:clamp(12px,2.4vw,16px);font-weight:600;transition:background-color .2s;display:flex;position:relative}.step-dot.is-done{background:var(--brand-green)}.step-dot.is-current{box-shadow:0 0 0 3px #4fa13259}.step-title{text-align:center;color:var(--ink);margin-bottom:18px;font-size:1.2rem;font-weight:700}.form-floating>.form-control,.form-floating>.form-select{border:1px solid #e2e6f0;border-radius:14px;min-height:58px}.form-floating>.form-control:focus,.form-floating>.form-select:focus{border-color:var(--brand-blue);box-shadow:0 0 0 .2rem #3b98c52e}.field-group{margin-bottom:16px}.field-error{color:#d64545;margin-top:4px;font-size:.85rem}.form-banner{border-radius:14px;margin-bottom:16px;padding:12px 16px;font-size:.9rem}.form-banner.is-error{color:#a31818;background:#fdecec;border:1px solid #f3c3c3}.consent-card{color:var(--ink);cursor:pointer;background:#f6f8fc;border:2px solid #e2e6f0;border-radius:14px;align-items:flex-start;gap:14px;margin-bottom:14px;padding:14px 16px;font-size:.9rem;transition:border-color .15s,background-color .15s;display:flex}.consent-card:hover{border-color:var(--brand-blue)}.consent-card:has(input:checked){border-color:var(--brand-green);background:#eef7ec}.consent-card.has-error{background:#fdecec;border-color:#d64545}.consent-card input{width:22px;height:22px;accent-color:var(--brand-green);flex:none;margin-top:2px}.btn-brand{background:linear-gradient(135deg,var(--brand-blue),var(--brand-blue-dark));color:#fff;border:none;border-radius:14px;width:100%;min-height:52px;padding:14px 20px;font-size:1.05rem;font-weight:700;transition:transform .2s,box-shadow .2s}.btn-brand:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 10px 22px #2175a659}.btn-brand:disabled{opacity:.65}.btn-back{color:var(--muted);background:0 0;border:none;margin-top:10px;padding:10px 4px;font-weight:600}.btn-back:hover{color:var(--ink)}.wizard-foot{text-align:center;color:var(--muted);margin-top:16px;font-size:.85rem}.section{padding:60px 16px}.section-header{text-align:center;color:var(--ink);margin-bottom:36px;font-size:clamp(1.6rem,4vw,2.2rem);font-weight:700}.how-card{background:#fff;border-radius:18px;height:100%;padding:26px 22px;box-shadow:0 10px 28px #141e3c12}.how-card .how-step{background:var(--brand-blue);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;margin-bottom:14px;font-weight:700;display:inline-flex}.review-slider{flex-wrap:wrap;justify-content:center;gap:16px;padding:4px;display:flex}.review-slide{flex:0 260px;max-width:260px}.review-img{cursor:pointer;border-radius:10px;width:100%;height:auto;transition:transform .2s;display:block}.review-img:hover{transform:scale(1.03)}.image-modal{z-index:2000;background:#000000e0;padding:10px;display:none;position:fixed;inset:0}.image-modal.is-open{justify-content:center;align-items:center;display:flex}.image-modal img{border-radius:12px;max-width:95%;max-height:85vh}.image-modal-close{color:#fff;cursor:pointer;background:0 0;border:none;font-size:32px;font-weight:700;position:absolute;top:18px;right:24px}.advantages-section{background:linear-gradient(135deg,var(--brand-blue-dark),var(--brand-blue));padding:60px 16px;position:relative;overflow:hidden}.advantages-section .section-header,.advantages-tagline{color:#fff}.advantages-tagline{text-align:center;margin-top:-20px;margin-bottom:40px;font-size:1.3rem;font-weight:500}.circles{pointer-events:none;margin:0;padding:0;list-style:none;position:absolute;inset:0;overflow:hidden}.circles li{background:#fff3;border-radius:0;animation:25s linear infinite float-up;display:block;position:absolute;bottom:-150px}@keyframes float-up{0%{opacity:1;border-radius:0;transform:translateY(0)rotate(0)}to{opacity:0;border-radius:50%;transform:translateY(-1000px)rotate(720deg)}}.circles li:first-child{width:80px;height:80px;animation-delay:0s;left:25%}.circles li:nth-child(2){width:20px;height:20px;animation-duration:12s;animation-delay:2s;left:10%}.circles li:nth-child(3){width:20px;height:20px;animation-delay:4s;left:70%}.circles li:nth-child(4){width:60px;height:60px;animation-duration:18s;animation-delay:0s;left:40%}.circles li:nth-child(5){width:20px;height:20px;animation-delay:0s;left:65%}.circles li:nth-child(6){width:110px;height:110px;animation-delay:3s;left:75%}.circles li:nth-child(7){width:150px;height:150px;animation-delay:7s;left:35%}.circles li:nth-child(8){width:25px;height:25px;animation-duration:45s;animation-delay:15s;left:50%}.circles li:nth-child(9){width:15px;height:15px;animation-duration:35s;animation-delay:2s;left:20%}.circles li:nth-child(10){width:150px;height:150px;animation-duration:11s;animation-delay:0s;left:85%}.advantage-card{z-index:1;background:#fffffff5;border-radius:14px;height:100%;padding:24px 20px;transition:transform .3s;position:relative}.advantage-card:hover{transform:translateY(-5px)}.advantage-card .card-header{color:var(--ink);margin-bottom:8px;font-weight:700}.advantage-card .card-body{color:var(--muted);font-size:.95rem}.promo-section{padding:50px 16px}.promo-card{color:var(--ink);background:#fff;border-radius:18px;align-items:center;height:100%;padding:28px 26px;font-size:1.05rem;display:flex;box-shadow:0 10px 28px #141e3c12}.promo-image{border-radius:18px;width:100%;height:auto}.mid-banner img{width:100%;height:auto;display:block}footer.site-footer{background:var(--ink);color:#ffffffbf;padding:44px 16px 26px;font-size:.85rem}footer.site-footer a{color:#fff}.footer-logo img{background:#fff;border-radius:10px;max-width:180px;padding:10px}.footer-links{flex-wrap:wrap;justify-content:center;gap:4px 20px;margin:18px 0;padding:0;list-style:none;display:flex}.footer-links a{opacity:.85}.footer-links a:hover{opacity:1;text-decoration:underline}.footer-legal{opacity:.8;max-width:900px;margin:0 auto 18px;line-height:1.6}.footer-bottom{text-align:center;border-top:1px solid #ffffff26;padding-top:18px}.footer-bottom a{opacity:.85;margin-left:12px}.notice-overlay{z-index:2100;background:#141e3c8c;justify-content:center;align-items:center;padding:16px;display:flex;position:fixed;inset:0}.notice-card{text-align:center;background:#fff;border-radius:20px;width:100%;max-width:420px;padding:clamp(24px,5vw,36px);box-shadow:0 24px 60px #141e3c4d}.notice-icon{width:48px;height:48px;color:var(--brand-blue-dark);background:#eaf3fb;border-radius:50%;justify-content:center;align-items:center;margin-bottom:14px;font-size:26px;font-weight:700;display:inline-flex}.notice-title{color:var(--ink);margin-bottom:10px;font-size:1.3rem;font-weight:700}.notice-body{color:var(--muted);margin-bottom:20px;font-size:.95rem;line-height:1.5}.notice-card .btn-brand{width:auto;padding:10px 32px}@media (max-width:480px){.wizard-wrap{margin-top:-40px}.progress-ring{width:68px;height:68px}.progress-ring-inner{width:54px;height:54px}.step-title{font-size:1.05rem}}